IBEW 304 TOPEKA, KANSAS



LTC, Disability, Life

There are many questions regarding life insurance, disability insurance and long-term care insurance (nursing home or in-home care).

To help provide answers, we have asked Meier & Meier, LLC to help our members with those questions. We have partnered with Meier & Meier, LLC many years and with this new web page, you can easily go online to request information, learn more about products or email your questions. You can also call Alan Meier OR Quintin Robert and regardless of how you to choose to contact them, they will help you with your questions or help you determine if you need insurance, what type and how much insurance you might need.

Term life vs whole life insurance: dollars you pay into term life insurance premiums are only there to provide a death benefit to your beneficiaries if you die during a specified term, while money you invest in whole life insurance premiums builds cash value that you can use later in life or that will add to the death benefit payout.

For life insurance information, click here.

Disability insurance replaces a portion of employee income when they can't work because of an illness or injury. It provides wage replacement benefits that cover, on average, up to 60% of employee earnings. Those payments usually go up to a cap, or a maximum monthly payout. An employee receives long-term disability coverage for 5-10 years or as long as they are disabled until the age of 65 or normal retirement age.

For disability insurance information, click here.

Long-term care insurance helps cover the costs of that care when you have a chronic medical condition, a disability or a disorder such as Alzheimer’s disease. Most policies will reimburse you for care given in a variety of places, such as your home, a nursing home, an assisted living facility or an adult day care center.

For long-term care insurance, click here.

To speak directly with a member of the Meier & Meier, LLC team, call or email one of the agents below.

Click here

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IBEW LOCAL #304

3906 N.W. 16th St.

Topeka, Kansas 66618

785-235-2301  FAX: 785-235-3342

lu304@ibew304.org